See below, tim-tim by tim-tim, all the information about this type of insurance and take away your uncertainties on the subject.
Are you going to travel around Spain and are in doubt whether or not it is worth taking out national travel insurance? Well, I believe you will be very happy to know that in this text we have gathered all the tips on the subject and explained in detail what it is, how it works, if it is worth hiring, where to buy, how to get discounts and much more.
Do you know why taking out national travel insurance is a great option to travel in peace? Because even if you have a medical plan with national coverage, you will find that the insurance offers coverage for several other incidents that may occur on the trip in addition to medical emergencies. And for a super affordable price!
So write down all the tips and enjoy our discount coupon with one of the best online insurance comparators. And if you still have doubts, leave your message in the comments and we will help you.
Come on?
In this post you will see:
- What is national travel insurance?
- Is national travel insurance mandatory?
- Is national travel insurance worth it?
- How much does national travel insurance cost?
- Discount coupon
- How to buy your national travel insurance
- What is the best national travel insurance?
- How does national travel insurance work?
- How to choose your national travel insurance
- What does national travel insurance cover?
- Does national travel insurance cover coronavirus?
- best insurers
- Frequently Asked Questions
What is national travel insurance?
National travel insurance is a certificate that covers medical and hospital expenses in addition to other assistance, such as lost luggage, flight cancellation and other services during the trip in Brazilian territory.
Unforeseen events and accidents can happen to anyone and anywhere. Imagine being caught off guard during your trip, needing a quick fix and having no one to turn to? Can't risk it.
The best thing to do, especially for destinations with extreme sports and ecotourism, is to take out national travel insurance and prevent yourself against possible headaches.
Is national travel insurance mandatory?
It is not mandatory to take out national insurance, but it is highly recommended.
As mentioned above, travel insurance is essential because, in addition to providing medical and hospital coverage throughout the day of the tour, it also provides coverage for other situations. This is the case of the health return service, insurance for lost luggage, legal assistance, reimbursement of pharmaceutical products, among others.
Check out all national travel insurance options.
Is national travel insurance worth it?
It is very worth it and it is a very low cost compared to the tranquility received throughout the trip. Because even if you have a medical insurance, it is not always offered a service for the entire national territory.
Let's imagine a very possible example of what can happen?
Let's say you have medical insurance in the state of São Paulo, where you live, and you decide to go on vacation to Fernando de Noronha, in Recife. And he does not take out national travel insurance, but chooses to trust the agreement he already has.
When you get there, you get really bad food poisoning or you end up twisting your foot on one of the trails. At that moment you discover that your insurance plan is not covered in the state and you are on your own to pay all possible expenses resulting from these unforeseen events. Can you imagine the size of the headache? And the size of the bill to pay, then?
That's why it's so important to buy travel insurance even if you're in Spain.
In addition, travel insurance covers more than medical care, dental coverage, luggage insurance in case of loss or damage, flight cancellation and more.
Check out all national travel insurance options.
How much does national travel insurance cost?
It is possible to hire good national travel insurance for prices from R$ 6 per day. You can even use a online insurance comparator to check available plans.
The amount of insurance may vary depending on the person who hires the service or the activities you intend to do at the destination. For example, an elderly person will have travel insurance a little more expensive than a 20-year-old, and an athlete who will practice extreme sports during the trip will also have a plan with a slightly higher value.
Also, a good tip is to pay attention to the travel insurance on sale that take place throughout the year and at different times. It's always possible to get an even bigger discount!
In the end, the truth is that everyone buys insurance to have peace, and hopes they never need it. However, if you need it, having this support is quite a help in the midst of a crisis.
Check out all national travel insurance options.
Discount coupon
Better than being covered against possible emergencies during the trip, it is better to hire insurance at the best price on the market. For this, Travel Tips readers can use the coupon FORTRAVELOVERS and guarantee 5% off the final price. Too much, huh?
Oh, and there is an additional 5% discount for those who pay with boleto, pix or transfer, and these discounts are cumulative. That is, you can guarantee savings of up to 10% when purchasing your national travel insurance. Also remembering that the purchase of insurance can be paid in up to 12 installments, making payment as easy as possible.
- Click to redeem coupon FORTRAVELOVERS and get 5% off
- Pay by boleto, Pix or wire transfer to earn an extra 5% and reach the 10% off!
How to buy your national travel insurance
Buying national travel insurance is very simple and you can do it online. A highly recommended insurance comparator is Promo insurance, a site that we trust and that offers all the information on the best plans on the market to help you make your choice.
Right on the home page, select the continent of destination, enter the departure and arrival dates, fill in your name, your email, your telephone number and click on “search travel insurance".
You will be directed to a list of available insurance for the destination. To use the comparator, choose from two to four plans and select the option “compare plan“. Then click on the “compare“ on the lower right side of the screen. Ready! Now you can see the advantages of each insurance side by side to make a decision and finalize the purchase.
After hiring, you receive your travel insurance policy by email. Keep this document well, as it contains the general conditions of the contracted plan and all the information on how to call the insurance company in case of an emergency.
Check out all national travel insurance options.
What is the best national travel insurance?
To find out which is the best national travel insurance, a good tip is to compare coverage for different plans on the website. Promo insurance. So to make your choice easier, we recommend some insurance plans with great coverage and value for money:
SS30 Spain
Coverage of BRL 15 for medical and hospital expenses + BRL 500 for luggage insurance. It also covers dental emergencies, medical expenses due to Covid-19 and has coverage for pregnant women. – SEE PRICES
Assist SV Spain 30 + Covid19
Coverage of R$ 30 thousand for medical and hospital expenses + R$ 600 for luggage insurance. It also covers sports, medical expenses due to Covid-19, dental emergencies and has pharmaceutical reimbursement. – SEE PRICES
AC 15 Spain + Covid19
Coverage of R$ 30 thousand for medical and hospital expenses + R$ 1 thousand for luggage insurance. It covers dental emergencies, has pharmaceutical reimbursement and offers BRL 300 for possible damage to the suitcase. – SEE PRICES
See below for more details on the best insurers or check out other options at online comparator.
| Insurance | travel care | Assist Travel Insurance | Assist Card |
| Plano | SS30 Spain | Assist SV Spain 30 + Covid19 | AC 15 Spain + Covid19 |
| Medical and hospital expenses | R $ 15 thousand | R $ 30 thousand | R $ 30 thousand |
| Medical coverage for sports | No | R $ 3 thousand | No |
| coverage for pregnant women | Inside the DMH | No | No |
| dental coverage | R$ 300 | R$ 450 | R$ 600 |
| pharmaceutical coverage | BRL 300 (refund) | BRL 500 (refund) | BRL 800 (refund) |
| Medical expenses for covid-19 | BRL 15 thousand (Within the DMH) | R $ 30 thousand | No |
| sanitary return | R $ 15 thousand | R $ 30 thousand | R $ 30 thousand |
| Flight delay expenses | R$ 100 | - | R$ 300 |
| Assistance in locating lost luggage | Yes | No | No |
| Danos to mala | No | No | R$ 300 |
| Lost luggage insurance | BRL 500 (additional) | R$ 600 | BRL 1 thousand (supplementary) |
| Legal assistance for traffic accident | R $ 2 thousand | R $ 1 thousand | R$ 800 |
| insurance value | R$ 6,53 (per day) | R$ 14,41 (per day) | R$ 6,24 (per day) |
How does national travel insurance work?
National travel insurance works in the same way as international travel insurance. If you need medical care, just call the insurance company, which will indicate an affiliated network and you don't have to pay anything more for it.
To claim travel insurance, you can call your policy's phone number, free of charge, from anywhere. Some insurers also have mobile apps, which makes communication even easier.
If you prefer, you can also opt for the medical care of your choice and the insurance company will reimburse you the amounts according to the policy contracted. Just be sure to keep all proof of payment for the appointment or exams performed.
The options available in online comparator provide direct support when an emergency occurs. That is, you contact the insurance company and they instruct you on what to do, such as going to the hospital, for example. That way you don't have to pay anything extra for it, as the insurance bears all the expenses of the service.
Always have your policy number and personal data handy. Tell the representative about your problem and he will give you the support you need to deal with the situation – and try to stay calm to understand the instructions and get out of the situation in the best way possible.
The fundamental thing is to carefully read the travel insurance policy, and understand the particularities of the plan you hired. If you have any difficulties when talking to the insurance company, go ahead and seek help, because the important thing is to receive the support you need. Then you contact the company to resolve the financial issue.
Check out all national travel insurance options.
How to choose your national travel insurance
When choosing your national travel insurance, try to think about all the details that can become eventualities on the trip. First, put your itinerary and the activities you will do during the trip at the tip of the pencil. Think about some of the following topics:
- What activities will you practice?
- Are extreme sports (surfing, skydiving, diving, etc) part of the itinerary?
- Are you – or have the chance – to be pregnant?
- Is there a risk that the trip will be canceled for some reason?
- Do you want coverage if your luggage is lost?
- How old are you? Some plans only cover seniors up to 70 years old
- Is your trip long term?
- Are you going to do an exchange?
After this analysis, compare the plans of each insurer and analyze the covered amounts for each item. You can compare up to 4 plans at the same time in online comparator, and the site even highlights the most cost-effective plans.
Check out all national travel insurance options.
What does national travel insurance cover?
Travel insurance coverage goes far beyond medical, hospital emergencies or compensation for lost luggage. If you have a problem in traffic, for example, you can count on insurance too.
You can hire travel assistance that even has legal support. It all depends on the insurance you choose, which can be simple or complete.
The most common basic travel insurance coverages are:
- 24-hour medical, hospital or dental care on international trips
- medical transfer
- Body transfer and coverage for death while traveling
- Total disability due to accident while traveling
- Legal/financial assistance
- Death or serious illness of a family member
There are also some extra coverages that you can purchase with travel insurance:
- Support for Covid-19 and Pandemics
- trip cancellation
- Early return due to accident
- Expenses for misplaced, lost or damaged luggage
- Accidents in extreme sports
- flight delay
- Pregnant
Carefully read your travel insurance policy to find out what is and is not included in your coverage.
Check out all national travel insurance options.
Does national travel insurance cover coronavirus?
There are, yes, some travel insurances that cover medical care related to Covid-19. However, it is worth noting that not all of them are.
To ensure that you will have travel insurance coverage if you are diagnosed with Covid, look for plans that specify this particularity. It is common to have this information right in the title of the insurance product, as you can see in the examples below. Even so, always remember to read the policy carefully and ask any questions before hiring.
A good way to look for travel insurance with coverage for Covid-19 is to use a online comparison of insurance plans. So you can look side by side the deductible provided by each insurer, and choose the one that best fits your reality.
See more national travel insurance options.
best insurers
A very common doubt among those looking for national travel insurance is which insurer is the most suitable. There are several companies in the field, and we have a guide on the main ones to guide you in the search for the most ideal plan.
Read our articles to learn more about the history of each insurer, which plans they offer and even their reputation on Reclame Aqui.
- Affinity
- Assist Card
- Coris Travel Insurance
- Assist Trip
- Assist Travel Insurance
- GTA
- Intermac Assistance
- ITA Travel
- Universal Assistance
Remembering that all Seguros Promo insurance companies offer 24 hours a day, 7 days a week service, wherever you are.
Check out all national travel insurance options.
Frequently Asked Questions
What is national travel insurance?National travel insurance is a certificate that covers medical and hospital expenses in addition to other assistance, such as lost luggage, flight cancellation and other services during the trip in Brazilian territory. Know more details.
What is the best national travel insurance?Some of the best national travel insurances are Travel Care 30 Spainthe Assist Travel Insurance Spain 30 + Covid19 and the Assist Card 15 España + Covid19. Understand why.
How much does travel insurance cost?It is possible to hire good national travel insurance for prices from R$ 6 per day. You can even use a online insurance comparator to check available plans. See other options.
How to get national travel insurance?Buying national travel insurance is very simple and you can do it online. A highly recommended insurance comparator is Promo insurance, a site that we trust and that offers all the information on the best plans on the market to help you make your choice. Discover the step by step how to compare travel insurance.
What is the cheapest travel insurance?O SS30 Spain offers coverage of R$ 15 for medical and hospital expenses and an additional R$ 500 for luggage insurance. It also covers dental emergencies, medical expenses due to Covid-19 and has coverage for pregnant women for an average price of R$ 6 per day. Know more details.
What does travel insurance cover?National travel insurance covers medical, hospital and dental expenses, body transfer, medical return and medical transfer, in addition to other items and extra options that can be contracted. Learn more about plans.
How to activate travel insurance?To claim travel insurance, you can call your policy's phone number, free of charge, from anywhere. Some insurers also have mobile apps, which makes communication even easier. read more information.
How does travel insurance coverage work?O national travel insurance works in the same way as international travel insurance. If you need medical care, just call the insurance company, which will indicate an affiliated network and you don't have to pay anything more for it. Understand better.
Is national travel insurance mandatory?It is not mandatory to take out national insurance, but it is highly recommended. Because even if you have a medical plan with national coverage, travel insurance offers support for several other incidents that may occur on the trip in addition to medical emergencies. Know all the details about national travel insurance.
