In this guide, we will explain how to get travel insurance and guarantee a plan with great coverage, in addition to paying the best price for it. You can do everything online, and still get a discount. Check it out below.
If you want to know how to get travel insurance, you've come to the right place. This part of planning a tour may seem complicated, but it is actually quite simple and here we explain everything, tim-tim by tim-tim, so you can get the perfect plan right.
Travel insurance is always one of the last things we think about before boarding. Maybe for lack of habit, or for the simple fact of being something that we don't want to use. But the truth is that, in addition to being important, insurance is essential, and even mandatory in some countries.
O Schengen Treaty, for example, requires the purchase of travel insurance for 26 European countries. Outside the Old Continent, in Cuba, Venezuela, Ecuador and Australia it is also mandatory.
Currently, the online travel insurance comparator makes it much easier when deciding which travel insurance to choose, as it puts the coverage and values of the insurers side by side, facilitating the decision.
This step-by-step guide on how to get travel insurance was made to help you find the best price and guarantee that incredible discount on your purchase. Let's check out the best way to hire insurance online? So, link to the content below?
In this post you will read:
- 1 – Search for travel insurance on the online comparator
- 2 – Know the plan options for your trip
- 3 – Compare plans and coverage
- 4 – Questions about coverage and travel insurance
- 5 – Buy your travel insurance at a discount
- 6 – Finalize your purchase
- EXTRA Tip: How to choose the best travel insurance?
- Frequently Asked Questions
1 – Search for travel insurance on the online comparator
O travel insurance comparator is an online tool where you can find plans from the main insurance companies available on the market. On the website, you can compare the types of coverage offered for the place you want to visit, in addition to checking the values of each one.
Logo on the home page of insurance comparison site you will notice how simple and intuitive the tool is. Select your destination, according to the continent to which you will travel, and fill in the other information with your personal data.
If you are going to travel to more than one continent, choose the option law, which will show you the plans that serve anywhere in the world. If your trip is by ship, choose the option maritime, whether national or international, as this insurance has a more comprehensive coverage for trips of this type.
About travel dates: they must refer to your departure and arrival back to Spain. For example: if the return is on the 05th, but the flight actually arrives in España on the 06th, then the 06th is the disembarkation date that must be selected.
Finally, enter your name, email and cell phone. Then, with everything filled in, click “search travel insurance” to check available plans for your destination.
2 – Know the plan options for your trip
This step consists of the first contact with the travel insurance plans that are offered for the region you are going to visit. O insurance comparator lists the ideal plans for the dates of your trip, according to the continent of destination.
On this page you can select different filters, evaluating the best cost-benefit, lowest price, highest price options, or even which insurances have coverage for covid.
Travel insurance that covers coronavirus has been required by some destinations, as well as being great to give you even greater security when traveling.
In addition to the listed insurers, you can see basic information about each plan, such as which age group it is intended for, the amount for luggage insurance and the total amount available for medical and hospital expenses (DMH).
Therefore, select the filter of greatest interest to you, and see which options travel insurance platform suggests among the first options. Take a good look at the rest of the list, and mentally mark which options proved to be the most attractive.
3 – Compare plans and coverage
There are several options offered, so the best tip is compare travel insurance that most caught your attention with other equally relevant options. For that, this online tool is a super help, allowing you to select and see details of each coverage side by side.
It is very easy to make this comparison. Select up to 4 plan options from the list you opened in step 2, and click “Compare the Plans“. Then the platform will detail each travel insurance in a very complete table, making it easier to identify what each plan offers.
There are several features to check out, but among the main items are detailed coverage of medical expenses, repatriation, in addition to many other useful aids and services, such as legal assistance, luggage insurance and trip cancellation.
Keep an eye out for more specific extras, such as travel insurance for pregnant women, the medical expense available for those who practice sports, the age limit guaranteed, among other relevant details. If you fit into any of these scenarios (if you're pregnant, for example), you should take a closer look at choosing the right plan.
4 – Questions about coverage and travel insurance
For a more complete explanation of any item in the travel insurance coverage list, simply click on the '+' symbol – at the end of the line – and the selected option will expand with a more detailed explanation of that specific item.
Even so, if you still have doubts, you can speak directly with one of the consultants online insurance comparator. The site's team is highly qualified to clarify questions regarding the coverage of the plans and the operation of the service. So, if you want to talk to them, click on the WhatsApp icon in the lower left corner to start the chat.
In addition to answering your questions, the consultants can also assist you in the purchase, including guiding your choice for the option that best fits your trip. This is one of the great advantages of having a complete travel insurance platform during the search.
5 – Buy your travel insurance at a discount
After carefully looking at the plans, comparing the most interesting options, and even asking questions with the travel insurance purchase website, you have probably already decided which plan you want to hire. So, the next step is to click on the “buy".
Next, to the page of payment will open and, to proceed with the process, some identification data will be requested. It is at this moment that you will add the information of the other people who will travel with you, in case you are buying travel insurance for the whole family, for example.
Then, inform your personal data and that of the other policyholders – full name, CPF and date of birth. Choose the payment method – pix, boleto, credit card or bank transfer. With credit, it is possible to pay in installments, the number of times depending on the card brand. The other options offer a 5% discount on the purchase.
However, there is still a leap of the cat for those who really like to save. Travel Tips readers can earn an extra 5%, cumulative with the coupon FORTRAVELOVERS, reaching an incredible 10% off the final amount paid. Is it or isn't it a great way to ensure everyone's protection with good travel insurance, and still save?
6 – Finalize your purchase
Ready, it's time to finalize your purchase at travel insurance comparison platform. Check all the information described, the bank details and the insurance option chosen in the “Purchase Summary".
Before finishing, carefully read the Terms of Use, General Insurance Conditions e Product Coverage. This is very important so that there is no doubt, and so that it is clear what the travel insurance you are contracting covers and what it does not.
Finally, click on “Make the payment“. Soon!
Now you saw how to buy travel insurance – which is super easy travel insurance comparator – and you can now proceed with the planning of the trip very calmly. When the day of departure arrives, you will already have the policy contracted active to give you more security.
Once the insurance payment is approved, you will receive the insurance policy by email, which happens within 24 hours of purchase. Remembering that, if you opt for the boleto, the compensation has a longer term, and the period to be counted changes a little bit.
who hires the travel insurance by comparator also receives an “Insured Handbook, another of the platform's differentials. It comes with guidelines on the use of some coverages, such as lost luggage, pharmacy reimbursement, insurance cancellation, among other items.
In addition, you will also receive all emergency contacts from the contracted insurance company and a more detailed explanation of how to activate it in case of an emergency. If you have any questions, please contact the travel insurance consultants to clarify everything before leaving.
EXTRA Tip: How to choose the best travel insurance?
Choosing the best travel insurance depends on what you are going to do on the trip, and also on the budget available for this service. It is necessary to pay attention to your personal characteristics and the needs you may have abroad, considering unforeseen circumstances. Also, a good tip is to be aware of the travel insurance on sale that take place throughout the year and at different times.
The types of coverage are diverse, and it is possible to choose plans that cover trip cancellation, flight delay expenses, student travel insurance, annual travel insurance, multi trip, travel insurance for pregnant women and even for those who are going to practice extreme sports, among others.
Of course, travel insurance is something everyone hopes they never need to use. However, it is important to travel with an active policy so that you have much more security at the destination, receiving a helping hand in case you experience any difficulties.
In addition to the support offered by the travel insurance comparator, you can also check out our content on the subject to better understand and know which plan suits you best. See below which subject interests you the most:
- Which travel insurance to choose?
- Europe travel insurance
- United States travel insurance
- Mexico travel insurance
- Argentina travel insurance
- Travel insurance for pregnant women
- coronavirus travel insurance
- international travel insurance
- national travel insurance
- cruise travel insurance
- annual travel insurance
- interchange travel insurance
- student travel insurance
We even have guides on the main ones in the market for you to check out:
- Affinity
- Assist Card
- Coris Travel Insurance
- Assist Trip
- Assist Travel Insurance
- GTA
- Intermac Assistance
- Vital Card
- ITA Travel
- travel care
- Universal Assistance
Frequently Asked Questions
How to get travel insurance?Hair travel insurance comparator you choose the perfect plan, and still save on purchase. Enter your data, compare plans and use coupon to get a discount. See the step-by-step guide on how to buy travel insurance.
Why buy travel insurance?Travel insurance is essential for a smooth trip abroad, and also in the national territory. There are some countries that require you to take out travel insurance, but the biggest advantage is the savings on possible medical expenses. Find out how to buy travel insurance.
What is the best travel insurance?Some travel insurance options with good coverage and interesting cost-benefit are those of Assist Card, from Vital Card and GTA Insurance, for example. See available plans for your destination.
How much does travel insurance cost?Basic travel insurance costs, on average, from R$15 per person/day, while a more complete one starts at R$30. Compare the values of the main travel insurance.
What is the cheapest travel insurance?O ITA 40 Smart World is an excellent comprehensive and cheaper travel insurance tip. See more tips on how to buy travel insurance.
What does travel insurance cover?Medical, hospital and dental emergencies, medical transfer, medical return, body transfer in case of death, total or partial permanent disability. Find out how to get travel insurance.
How to activate travel insurance?To request help with your travel insurance, contact the insurance company's Assistance Center, accessible by the numbers provided in the insurance policy. See also how to buy travel insurance.
How does travel insurance work?Travel insurance works like a medical plan abroad. When activated, it informs the hospital or clinic where you can be treated, with everything paid for by the insurance company. See how to get travel insurance.
